[Solved] Mill rejects the notion of natural rights and argues that we should promote a democracy dedicated to individual liberty because that will maximize happiness. But he cautions against the "tyranny of the majority," asserting that every educated adult must be free to do what he or she desires. "The only freedom which deserves the name," he says, "is that of pursuing our own good in our own way, so long as we do not attempt to deprive others of theirs." The only legitimate reason for a government to interfere with someone's liberty against his or her will is to prevent harm to others. -Mill's principle of liberty would disallow censorship of homosexuals, pagans, and pornographers. Effective Usury Laws: Legislation that regulates and limits the amount of interest that can be charged on loans, preventing excessively high rates. Credit and Loans: Financial products that allow individuals or entities to borrow money, typically with the promise of repayment at a future date along with interest. Investment-Demand: The relationship showing the amounts of investment goods purchased at different rates of interest. Expected Rate of Return: The anticipated profit or loss on an investment, often based on historical data or statistical analysis.