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__________________ "is all the ways in which individuals differ, both on a personal basis and in terms of organization-related characteristics. (Hitt, Black, Porter, & Hanson, 2007, p. 534)
Surplus
The amount by which revenue exceeds expenses in financial accounting, or in terms of inventory, more than what is needed.
Mortgage Debt
A loan secured by property, typically real estate, where the borrower is obliged to make a predetermined series of payments.
Deed of Trust
A legal document where real property is held in trust by a third party as security for a loan until the debt is paid off.
Borrower
An individual, organization or company that receives funds from a lender under the condition of returning the borrowed amount plus interest.
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