Which of the Following Best Describes What Insurance Companies Did

question 20

Multiple Choice

Which of the following best describes what insurance companies did to decrease their constantly increasing costs? (Select all that apply.)

• A) Did not cover any illnesses that were diagnosed before the person (or his or her employer) purchased insurance
• B) Limited coverage to only certain services, eliminating any that were experimental, nontraditional, or too costly
• C) Reimbursed only the care that was requested by the patient's primary physician
• D) Limited providing insurance to companies who hired mainly young, healthy persons
• E) Required preapproval before expensive services were used
• F) Ceased coverage on any person who used an exorbitant number of services, whenever possible

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Definitions:

Resale

The act of selling an asset or item that was previously purchased, often occurring in secondary markets or through distributor networks.

Breaches

Incidents where laws, contracts, or promises are violated, leading to legal consequences.

Compensatory Damages

Financial reparations awarded to a plaintiff to compensate for loss, injury, or harm suffered due to the defendant's actions.

Breaching Party

The entity or individual that fails to fulfill their contractual obligations, thereby violating the contract.