Examlex
Which of the following is outlined in the text as reason(s) why many people do not have an adequate financial plan?
Freelancers
Independent professionals who work on a contractual basis rather than being employed by a single company.
Psychological Safety
The belief that one can speak up, take risks, and be creative without fear of punishment or ridicule within a group or organization.
Effective Team
A group of individuals who work together seamlessly to achieve common goals, characterized by clear communication, cooperation, and mutual respect.
Flexibility
The quality of being adaptable or variable in response to changing conditions or circumstances.
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