The "Repo Man" Recently Repossessed Your Car for Failure to Make

question 96

Multiple Choice

The "Repo Man" recently repossessed your car for failure to make payments. You still owed $5,000 on the loan, but since it was always broken, you were glad to get rid of it anyway. The bank sold the car at a wholesale auction for $3,000. The bank also paid the "Repo Man" $200 and paid attorney fees of $300. Based on the deficiency payments clause in your loan, what are you liable for?

• A) $0; repossession means the bank must "eliminate" the debt
• B) $500
• C) $2,000
• D) $2,500
• E) none of the above

Recognize patterns and symptoms of cardiovascular abnormalities.

Recognize the principle of confidentiality and its significance in social work practice.

Understand the cardinal values of the social work profession as outlined by the National Association of Social Workers (NASW).

Identify and apply ethical principles in managing conflicts between personal and professional values.

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Definitions:

Bender-Gestalt Test

A psychological assessment used to evaluate visual-motor functioning and neurological impairments by having subjects draw certain figures.

Mental Retardation

An outdated term previously used to describe a condition of below-average cognitive ability present from birth or early infancy, now more commonly referred to as intellectual disability.

Brain Damage

A condition where the brain's structure and functionality are impaired due to injury or disease.

Evoked Potentials

Measurable electrical patterns produced by the nervous system in response to specific stimuli, used to assess sensory, cognitive, and motor functions.