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As a General Rule,your PITI Shouldn't Exceed 28% of Your

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As a general rule,your PITI shouldn't exceed 28% of your pretax monthly income.


Definitions:

Instincts

Innate, fixed patterns of behavior in animals in response to certain stimuli.

Energizes Behavior

Energizes Behavior refers to processes or stimuli that motivate or invigorate an entity to perform actions or conduct themselves in a certain manner.

Directs Behavior

Refers to any factor or mechanism that guides or influences actions and responses in organisms.

Fear and Affiliation

A psychological theory suggesting that people seek the company of others when they are afraid.

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