[Solved] Which of the following is considered to be a key element to effective debt management? A) Know and understand the costs of debt. B) Complete a budget: always spend more than you earn. C) Take the largest possible loan you can obtain. D) Accept credit whenever it is offered. E) none of the above Erotic Interest: A term reflecting the degree of sexual or romantic attraction one feels towards others, which can vary over time and context. Play: Engaging in activities for enjoyment and recreation rather than a serious or practical purpose, characteristic of both humans and animals. Persona: The aspect of someone's character that is presented to or perceived by others, often tailored to the specific audience or context. Public Face: The aspect of an individual's behavior or personality that is presented to or perceived by others; often contrasted with a more private or concealed aspect of the person.