You Are Considering the Need for Insurance

question 188

Multiple Choice

You are considering the need for insurance. You desire a policy that provides permanent protection, has a fixed premium, and provides a fixed death benefit. What type of policy would you purchase?

• A) term insurance
• B) fixed premium insurance
• C) whole life insurance
• D) universal life insurance
• E) none of the above

---

Definitions:

Tolerance

The capacity to endure continued subjection to something, such as a drug or environmental conditions, without adverse reaction.

Doses

Quantified amounts of a substance or medication intended for administration or consumption to achieve a desired effect.

Effects

The outcomes or changes that result from a particular action, situation, or condition.

Depressants

Substances that reduce the activity of the central nervous system, leading to relaxation, decreased anxiety, and sleepiness.