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_____ Refers to a Group of People Who Share Physical

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_____ refers to a group of people who share physical characteristics that are passed on through reproduction.


Definitions:

Checkable Deposits

Bank account balances that can be withdrawn using checks, debit cards, or electronic transfers without restrictions.

Excess Reserves

These are bank reserves held in excess of what is required by the central bank, available for lending or investment, affecting the money supply and interest rates.

Checkable Deposit

Deposits in bank accounts that can be withdrawn or transferred through checks, debit cards, or electronic means readily without restrictions.

Personal Balance Sheet

A financial statement that summarizes an individual's financial position at a certain point in time, showing assets, liabilities, and net worth.

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