Which of the Following Financial Institutions Specialize in Making Personal

question 79

Multiple Choice

Which of the following financial institutions specialize in making personal loans to people who are perceived to have a higher risk of default?

• A)Finance company
• B)Commercial bank
• C)Trust company
• D)Credit union

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Definitions:

Operant Conditioning

A method of learning that occurs through rewards and punishments for behavior, through which an individual makes associations between certain behaviors and their consequences.

Table Clearing

The process of removing dishes, utensils, and leftovers from a table after a meal.

Extinction

In behavioral psychology, the process through which a conditioned response decreases or disappears after repeated exposure to the conditioned stimulus without the unconditioned stimulus.

Fixed-Ratio

A reinforcement schedule in which a response is rewarded after a predetermined number of responses have been made.