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If an amphibian zygote is manipulated so that the first cleavage plane fails to divide the grey crescent, then
Savers
Individuals or organizations that set aside a portion of their income for future use, often by depositing it into financial accounts that earn interest.
Borrowers
Individuals or entities that receive funds from a lender under the condition of returning it typically with interest.
Legal Tender
The officially recognized form of money that must be accepted if offered in payment of a debt.
Federal Reserve Note
The official paper currency issued by the Federal Reserve in the United States, commonly known as the dollar.
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