How Did Deregulation of the Mortgage Industry in 1999 Help

question 38

Multiple Choice

How did deregulation of the mortgage industry in 1999 help produce the housing crisis of 2007 and 2008?

• A) It drove housing prices down by preventing too many qualified people from obtaining the mortgages needed to purchase homes.
• B) It allowed many new mortgage companies to form, offering "predatory" loans that people could not afford to repay.
• C) It made foreclosures almost impossible under the law and allowed many people to stop paying their mortgages with no monetary penalties.
• D) It eliminated most mortgage companies and forced potential homeowners to pay cash for their homes.

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A sequence of physical and emotional phases that occurs during sexual activity, including arousal, plateau, orgasm, and resolution.

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The process by which a male discharges semen from the body during sexual climax.

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The ability to direct and coordinate muscle movement in the body.

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