One Reason Given for the Collapse in the Savings and Loan

question 67

Multiple Choice

One reason given for the collapse in the savings and loan industry in the late 1980s and early 1990s is

• A) the lack of government insurance on savings and loan deposits.
• B) that savings and loan investments were limited to relatively low-yielding government bonds.
• C) that the savings and loan banks required significant amounts of owner-provided funds to be profitable.
• D) that their reserve requirements were greater than those for commercial banks.
• E) that they made risky short-term loans during an era of financial deregulation and lax regulatory supervision.

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Definitions:

Brain Activity

Electrical or metabolic activity within the brain that indicates functional processes, including thought, emotions, and coordination.

Invasive Technique

A method or procedure that involves entering the body or disrupting tissue, often used for medical diagnoses or treatments.

Epigenetic Differences

Variations in gene expression caused by mechanisms other than changes in the DNA sequence, often influenced by environmental factors.

Childhood Abuse

A term referring to any form of physical, sexual, emotional maltreatment or neglect of a child by a caregiver or other person that results in harm or potential harm.