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Encoding failure occurs when
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return.
Interest Rate
Rate at which one can borrow or lend money.
Decline
A decrease in quantity, quality, or strength over a period, often observed in economic indicators, stock prices, or physical capacities.
Interest Rate
The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
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