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Explain the concept of family-friendly benefits. Name and discuss at least five of these benefits employers offer their employees.
Prepaid Interest
Interest payments made in advance of their due date, typically associated with the initial costs of obtaining a mortgage.
Recurring Cost
Expenses that occur at regular intervals, such as monthly rent or annual subscriptions.
Back-end Ratio
The back-end ratio measures a person's total debt payments as a percentage of their income, commonly used by lenders to assess borrowing capacity.
Pre-approved
An initial approval indicating a customer may qualify for certain loans or credit cards, usually based on a preliminary credit information review.
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