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The Consumer Financial Protection Bureau Was Created with the Oversight

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The Consumer Financial Protection Bureau was created with the oversight authority necessary to ensure that


Definitions:

Direct Sunlight

Sunlight that reaches the Earth's surface without being diffused or scattered, providing maximum light and warmth.

Emergent Layer

The topmost layer of vegetation in a rainforest, consisting of the tallest trees that rise above the forest canopy.

Understory

The layer of vegetation in a forest that grows at a lower height than the forest canopy, consisting of small trees, shrubs, and groundcover plants.

Tropical Desert

A hot, dry biome found near the equator, characterized by sparse rainfall, extreme temperatures, and limited vegetation and wildlife.

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