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Describe FERPA and discuss why it is important for counselors.
Revolving Line of Credit
A flexible loan where the borrower can access funds up to a certain limit, pay back, and then borrow again without needing to reapply for a new loan.
Simple Interest
Interest computed exclusively on the original amount of a loan or deposit, without adding interest to the principal for future calculations.
Annual Rate
The interest rate for a period of one year, often used to compare the yields of investments or loans.
Simple Interest Rates
The rates at which simple interest is calculated, typically expressed as a percentage of the principal amount annually.
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