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Inoculation theory makes all of the following claims, EXCEPT:
Three Payments
A payment plan that divides the total amount owed into three separate payments over a specified period.
Second Payment
The subsequent payment made after the first in a series of payments, often in the context of a financial transaction or loan.
Compounded Semi-Annually
Interest on an investment or loan that is calculated twice a year and then added to the principal, affecting the overall amount on which future interest is based.
Payment
A transfer of money or goods from one party to another in exchange for goods, services, or to fulfill a legal obligation.
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