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Adler thought that the aggressive drive occurred only in delinquents.
Required Reserve Ratio
The fraction of deposits that a bank is required to hold in reserve and not lend out, as mandated by a central banking authority.
Excess Reserves
The reserves that banks hold in excess of the required minimum, often held in the central bank, which can lend them out to generate interest.
New Loans
Any sums of borrowed money that have recently been provided by a lender to a borrower.
Reserve Requirement
The minimum amount of reserves a bank must hold against deposits, set by the central bank, influencing the money supply and banking stability. A rephrased definition since "Required Reserves" is a similar concept.
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