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Which of the below is NOT a factor that has led to the integration of financial markets?
Budget Constraint
A limiting factor that individuals or organizations face when deciding how to allocate available resources to meet their needs and desires.
Music Downloads
The process of transferring music files from the internet to a device for offline listening.
Online Movie Streaming
The delivery of movies over the Internet, allowing users to watch content without downloading files.
Marginal Utility
The uplift in pleasure or benefit someone gains from using one more unit of a good or service.
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