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________ policies allow the policy owners to allocate their premium payments to and among separate investment accounts maintained by the insurance company, within limits, and also to be able to shift the policy cash value among the separate accounts.
Landscape Designer
A professional who plans and designs outdoor landscapes, creating functional and aesthetically pleasing spaces.
Outdoor Equipment
Gear and tools designed for activities conducted in natural environments, such as camping, hiking, and sports.
Design Fee
A charge levied for professional services related to the creation and planning of projects, products, or layouts.
Set-up Fees
Initial charges required to establish a service, account, or agreement before regular use or service can commence.
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