Although the Sources of Revenue Attributable to the Origination Function

question 27

Multiple Choice

Although the sources of revenue attributable to the origination function are technically origination fees and secondary marketing profits, another potential source is ________.

• A) servicing the mortgages they originate.
• B) collecting monthly payments from mortgagors and forwarding proceeds to owners of the loan.
• C) sending payment notices to mortgagors and reminding mortgagors when payments are overdue.
• D) All of these

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Definitions:

Influence Policy

The process of affecting or altering the development, adoption, or implementation of policies through various means of persuasion or advocacy.

Negative Reinforcer

An aversive event or condition that is removed following a desired behavior, thereby increasing the likelihood of that behavior being repeated.

Aversive Event

An unpleasant or harmful event or experience that can induce behavioral changes or psychological stress.

Escape Response

A behavior aimed at moving away from or avoiding a threatening or unpleasant stimulus.