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The difference between the purchase price of the property and the amount borrowed is the borrower's ________. The LTV is the ratio of the amount of the loan to the market (or appraised) value of the ________. The ________, the greater the protection for the lender if the applicant defaults on the payments and the lender must repossess and sell the property.
Unconditional Positive Regard
A concept within the humanistic approach to psychology, emphasizing complete acceptance and support of a person irrespective of their behavior or feelings.
Total Acceptance
Unconditional acknowledgment and embracement of an individual or situation without attempting to change it.
Self-actualization
The achievement or satisfaction of an individual's abilities and potentials, seen as a universal motivation or necessity.
Abraham Maslow
An American psychologist renowned for creating Maslow's hierarchy of needs, a theory of psychological health predicated on fulfilling innate human needs in priority, culminating in self-actualization.
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