Fees Charged by a Lender for the Reasonable Expense of Making

question 31

True/False

Fees charged by a lender for the reasonable expense of making a loan, such as the cost of appraising property, are treated as interest for purposes of the usury law.

---

Definitions:

Insomnia

A sleep disorder characterized by difficulty falling asleep, staying asleep, or both, leading to insufficient rest.

Sleep Disturbance

Any condition that disrupts normal sleep patterns, including difficulties falling asleep, staying asleep, or experiencing restful sleep.

Carbohydrates

Essential nutrients found in various foods, including fruits, vegetables, and grains, that provide energy for the body's functions.

REM

Rapid Eye Movement, a phase of sleep characterized by rapid movement of the eyes, increased respiratory rate, and vivid dreams.