[Solved] A security agreement must be backed by a written record even if the creditor has possession of the collateral. Stable: Characterized by consistency, durability, and a lack of significant change or fluctuation over time. Working-Class Men: Males belonging to the socioeconomic class that traditionally engages in manual labor and earns hourly wages. Topless Bars: Establishments that serve alcohol or other beverages where the servers or entertainers are partially nude. Prostitution: The act of participating in sexual acts for financial compensation.