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The debtor will be denied a discharge if:
Discretion
Discretion refers to the freedom to decide what should be done in a particular situation, often involving judgment and the choice to act or not act.
Visibility
The degree to which an individual's actions, position, or status can be seen and recognized by others, influencing perceptions and opportunities.
Substitutability
The extent to which one product, service, or input can replace another in usage, offering an alternative choice to consumers or producers.
Legitimate Power
The authority that an individual or group possesses as a result of their role or position within an organization or society.
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