What Is a Correct Statement Concerning Burden of Proof

question 8

Multiple Choice

What is a correct statement concerning burden of proof?

• A) The insured has the burden of proving that the loss was a covered loss.
• B) The insurer has the burden of proving that the loss was not covered.
• C) Exceptions to coverage are liberally interpreted in favor of the insurer.
• D) Exceptions to coverage are disregarded in life insurance matters.

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Definitions:

Peritoneal

Pertaining to the peritoneum.

Types Of Dialysis

Various methods used to remove waste products and excess fluid from the blood when the kidneys are not functioning properly.

Elevated Urea

This refers to an increase in the concentration of urea in the blood, often indicative of kidney dysfunction or dehydration.

Creatinine

A chemical waste molecule that is generated from muscle metabolism and is excreted in the urine; its level is a measure of kidney function.