[Solved] The title that the borrower grants to the trustee is referred to as "naked title". Rational Decision-making Model: A systematic, step-by-step approach to decision making that aims to make logically sound decisions by carefully considering all available information and potential outcomes. Not-invented-here Bias: The tendency to dismiss or not value products, research, standards, or knowledge because they originate from an external source. Satisficing: A decision-making strategy that aims for a satisfactory or adequate outcome, rather than the optimal solution, especially under conditions of uncertainty or limited resources. Perfectly Rational: A theoretical concept in which an individual is assumed to make decisions that maximize their utility based on complete information.