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A house sells for $102,000 and is appraised at $100,000 by a lender who is willing to make a 75% loan-to-value loan. How much down payment will this house require?
Car Dealer
A business entity that sells new or used automobiles in a retail setting, typically operating under a dealership contract with an automaker or sales subsidiary.
Defaults
Failures to meet the legal obligations or conditions of a loan, contract, or agreement, often resulting in penalties or legal action.
Biological Determinism
The belief that human behavior and characteristics are solely determined by genetics and biological factors, neglecting the impact of environment.
Rational Evil
The concept that evil actions can stem from logical, calculated decisions made by individuals or groups, often for personal gain or ideological reasons.
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