Choose the Most Appropriate Answer for Each

question 60

Multiple Choice

Choose the most appropriate answer for each.
-a table showing the monthly payments required to completely pay off a loan

• A)Amortized loan
• B)Amortization tables
• C)Balloon loan
• D)Budget mortgage
• E)Conventional loan
• F)Discount point
• G)Equity
• H)FHA
• I)Impound account
• J)Loan balance table
• K)Loan origination fee
• L)Loan-to-value ratio
• M)Maturity
• N)Partially amortized loan
• O)PITI payment
• P)PMI
• Q)Point
• R)Principal
• S)Term loan
• T)UFMIP

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Definitions:

Human Factors Psychologist

A psychologist specializing in how people interact with products, systems, and environments, focusing on optimizing performance and safety.

Industrial-Organizational Psychologist

A psychologist specializing in the behavior of individuals in business and work settings, focusing on improving productivity and the quality of work life.

Organizational Psychologist

An expert who utilizes psychological concepts and approaches within organizations to enhance productivity and address associated workplace concerns.

Personnel Psychologist

A professional who applies psychological principles and methods to the workplace to solve problems related to human behavior and performance.