The APR Is

question 11

Multiple Choice

The APR is

• A) usually lower than the interest rate.
• B) made up of the interest rate combined with the other costs of the loan.
• C) both a and b.
• D) neither a nor b.

Identify and explain acts constituting battery and assault including self-defense.

Recognize the characteristics of negligent, strict-liability, and intentional torts.

Understand the principles of assumption of risk and defenses in tort law.

Differentiate between intentional and negligent torts.

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Definitions:

Instrumental Conditioning

A method of modifying the intensity of a behavior through the use of either rewards or penalties.

Reinforcement Schedule

A strategy in behavioral psychology that determines how and when a response will be rewarded to encourage certain behavior.

Socializing Agent

Individuals, groups, or institutions that play a significant role in integrating people into society by teaching social norms, values, and beliefs.

Effectiveness

The degree to which something is successful in producing a desired result; efficiency.