Choose the One Most Appropriate Answer for Each

question 35

Multiple Choice

Choose the one most appropriate answer for each.
-refusal to make a real estate loan based solely on the location of the property

• A)APR
• B)cash value
• C)credit report
• D)credit scoring
• E)equity
• F)exempt transactions
• G)Fair Credit Reporting Act
• H)Federal Consumer Credit Protection Act
• I)finance charge
• J)illiquid assets
• K)liquid assets
• L)loan-to-value ratio
• M)redlining
• N)Regulation Z
• O)right to rescission
• P)settlement funds
• Q)subprime loans
• R)Truth-in-Lending Act
• S)TILSRA
• T)trigger term

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Definitions:

Universal Citizenship

Recognizes the right of marginal groups to full citizenship and the rights of humanity as a whole.

Welfare State

The welfare state is a concept of government in which the state plays a key role in protecting and promoting the economic and social well-being of its citizens, through measures such as public services, pensions, and health care.

New Social Movement Theory

A sociological theory that explains the emergence, dynamics, and impact of social movements that emerged from the 1960s onwards, focusing on identity, culture, and decentralized organizational structures.

Solidarity Theory

A sociological perspective emphasizing the unity or agreement of feeling or action, especially among individuals with a common interest; mutual support within a group.