Choose the One Most Appropriate Answer for Each

question 23

Multiple Choice

Choose the one most appropriate answer for each.
-the ratio of the amount of the loan to the appraised value of the property

• A)APR
• B)cash value
• C)credit report
• D)credit scoring
• E)equity
• F)exempt transactions
• G)Fair Credit Reporting Act
• H)Federal Consumer Credit Protection Act
• I)finance charge
• J)illiquid assets
• K)liquid assets
• L)loan-to-value ratio
• M)redlining
• N)Regulation Z
• O)right to rescission
• P)settlement funds
• Q)subprime loans
• R)Truth-in-Lending Act
• S)TILSRA
• T)trigger term

---

Definitions:

Standard Of Proof

The burden that the plaintiff or prosecution must meet in presenting their case; the measure by which evidence is judged to show a “preponderance of evidence” in a civil action and “beyond a reasonable doubt” in a criminal case.

Criminal Law

The branch of law that defines criminal offenses, regulates the apprehension, charging, and trial of alleged offenders, and establishes penalties and modes of treatment applicable to convicted offenders.

Prohibited Act

An action that is forbidden by law, regulations, or policies, often leading to penalties or sanctions if violated.

Living Will / Advanced Directives

Legal documents that allow individuals to outline their preferences for medical treatment in case they are unable to make decisions for themselves in the future.