When Making a Mortgage Loan Application, Borrowers Are Protected from Discrimination

question 33

Multiple Choice

When making a mortgage loan application, borrowers are protected from discrimination based on marital status by the

• A) Fair Credit Reporting Act.
• B) Fair Housing laws.
• C) Equal Credit Opportunity Act.
• D) Real Estate Settlement Procedures Act.

Know the initial regulatory functions of the FCC and their impact on broadcasting.

Distinguish between professional standards of journalism and practices that are not considered standards.

Analyze the current state and trends of television network news.

Understand the concepts and applications of hypnosis, including its practice, theoretical underpinnings, and effects on perception and pain management.

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Definitions:

Untrue

A term typically referring to information or statements that are false or not in accordance with the facts.

Effective Advertising

Advertising strategies that successfully convey a message in a way that significantly influences the consumer's perceptions or buying behaviors.

Fraud

Deliberate misrepresentation or deceitful conduct aiming to result in financial or personal gain at the expense of another.

Puffery

Exaggerated or boastful statements made by a seller about a product or service, considered legal and not to be taken as factual claims by consumers.