Choose the One Most Appropriate Answer for Each

question 23

Multiple Choice

Choose the one most appropriate answer for each.
-the ratio of the amount of the loan to the appraised value of the property

• A)APR
• B)cash value
• C)credit report
• D)credit scoring
• E)equity
• F)exempt transactions
• G)Fair Credit Reporting Act
• H)Federal Consumer Credit Protection Act
• I)finance charge
• J)illiquid assets
• K)liquid assets
• L)loan-to-value ratio
• M)redlining
• N)Regulation Z
• O)right to rescission
• P)settlement funds
• Q)subprime loans
• R)Truth-in-Lending Act
• S)TILSRA
• T)trigger term

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Definitions:

Europeans

People from the continent of Europe, often referring to their collective cultures, histories, or physical characteristics.

Christopher Columbus

An Italian explorer, navigator, and colonizer who completed four voyages across the Atlantic Ocean, opening the way for widespread European exploration and colonization of the Americas.

Loaded Question

A question that contains a controversial or unjustified assumption, making it difficult to answer without bias.

Begging the Question

Begging the question is a logical fallacy where the conclusion of an argument is assumed in one of its premises, essentially arguing in a circle without providing proof.