Choose the One Most Appropriate Answer for Each

question 17

Multiple Choice

Choose the one most appropriate answer for each.
-loans that have risk-based pricing and are typically categorized from "A" to "F"

• A)APR
• B)cash value
• C)credit report
• D)credit scoring
• E)equity
• F)exempt transactions
• G)Fair Credit Reporting Act
• H)Federal Consumer Credit Protection Act
• I)finance charge
• J)illiquid assets
• K)liquid assets
• L)loan-to-value ratio
• M)redlining
• N)Regulation Z
• O)right to rescission
• P)settlement funds
• Q)subprime loans
• R)Truth-in-Lending Act
• S)TILSRA
• T)trigger term

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Definitions:

Depth of Processing

A concept in cognitive psychology that describes how deeply information is thought about or processed, which affects memory retention.

Rhyme

A literary device wherein the ending sounds of words or lines are similar, commonly used in poetry and songs to create rhythm and aesthetic appeal.

Encoding Specificity Principle

A principle stating that the retrieval of information is more effective when the conditions at the time of recall match those present during the initial encoding or learning phase.

Law of Effect

A principle in psychology which states that actions which produce rewards are likely to be repeated, while actions that produce discomfort are less likely to be repeated.