Choose the One Most Appropriate Answer for Each

question 71

Multiple Choice

Choose the one most appropriate answer for each.
-securities issued, backed by the mortgages securing the loans and the full faith of the federal government

• A)alienation clause
• B)automated underwriting systems
• C)computerized loan origination
• D)disintermediation
• E)due-on-sale clause
• F)Fannie Mae
• G)Farmer Mac
• H)Fiat money
• I)FIRREA
• J)Freddie Mac
• K)Ginnie Mae
• L)mortgage broker
• M)mortgage company
• N)mortgage-backed securities
• O)municipal bonds
• P)participation certificates
• Q)prepayment penalty
• R)primary market
• S)secondary mortgage market
• T)usury

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Definitions:

Cyberloafers

Employees who use their company's Internet access for personal purposes during work hours, often leading to decreased productivity.

Better-Educated

Referring to individuals who have achieved higher levels of education, implying they have obtained more extensive knowledge or qualifications in certain fields.

Text-Based Communication

The exchange of information between individuals or groups through written language, utilizing digital platforms or traditional methods without face-to-face interaction.

Computer-Mediated Communication

Communication between people through the use of computers and the internet, encompassing emails, chats, social media, and other digital platforms.