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A Z-score above 2.99 could be a sign that the business is heading towards bankruptcy.
Reference Groups
Groups that individuals compare themselves to for the purpose of evaluating their behaviors, attitudes, or beliefs.
Social Strata
Social strata refer to the layers of social classes or statuses within a society, often based on factors like wealth, occupation, and education.
Cohorts
Groups of individuals who share a common characteristic or experience within a defined period.
Allies
Allies are individuals, groups, or nations that join together in a partnership for mutual benefit, often in a political or military sense.