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When frost forms, it
Lawsuit
A legal action taken by one person or entity against another person or entity, typically in a court of law, over a dispute.
Financial Statements
Structured reports detailing the financial performance, position, and cash flows of a business, serving as a primary source of financial information.
Long-term Note
A debt instrument that extends for a period beyond one year, representing a borrower's promise to pay back a sum of money to the lender at a specified interest rate.
Collateral
An asset or property that a borrower offers to a lender as security for a loan, which can be seized if the loan is not repaid.
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