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What are the requirements of strict scrutiny test?
Years
Units of time equal to 365 days, or 366 in a leap year, used to measure durations and ages.
Months
Periods into which a year is divided, each consisting of roughly 30 to 31 days, except for February which has 28 or 29 days.
Compounded Monthly
Interest that is calculated on the principal and the accumulated interest of previous periods on a monthly basis.
Loan
Money lent to a borrower, which is expected to be paid back with interest.
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