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One difference between early- and late-onset alcoholics is that:
Fair Insurance Policy
An insurance agreement that is considered equitable and just, providing a balanced distribution of risks and benefits for both insurer and insured.
Medical Expenses
Costs incurred by individuals for healthcare services, treatments, and medication.
Premium
The amount paid for an insurance policy or an additional cost for receiving better service or goods.
Adverse Selection
A situation in which one party in a transaction has more information than the other, often leading to an unfavorable selection process.
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