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External lighting conditions alter circadian rhythms via:
Credit Card Debt
The total amount of money owed by consumers that have been accrued through the use of credit cards, often bearing high interest rates.
Loanable Funds
The money available for borrowing, influenced by savings and investments, within an economy.
Interest Rates
A financial charge, calculated as a portion of the principal, assessed by a lender against a borrower for the loan of money or assets.
Marginal Extraction Cost
The additional cost associated with extracting one more unit of a resource, considering factors like difficulty of extraction and resource depletion.
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