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Insurers often have access to longitudinal performance data through
Snowflakes
Ice crystals that form in clouds when water vapor freezes, creating unique patterns that fall to the ground as snow.
Interlocking Crystals
A texture in igneous rocks where the crystals are so closely fitted together that they interlock, providing strength and coherence to the rock.
Insulated
Protected from heat loss or gain by surrounding with material that reduces heat transfer, often used in reference to buildings or electrical components.
Dense
Having a high mass per unit volume; closely compacted in substance.
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