On an Automated Teller Machine (ATM)belonging to USA Bank, Sven

question 52

Essay

On an automated teller machine (ATM)belonging to USA Bank, Sven placed a card-skimming device to pull information from the magnetic strips of users' debit cards. The device then transmitted the stolen data to thieves who used it to gain access to, and empty, the bank accounts of the users, including Megan. Megan learned of the theft the next day and promptly notified USA. Is Megan entitled to a recredit of her account for the most of the loss due to the theft? Explain.

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Definitions:

Passive Euthanasia

When a seriously ill person is allowed to die naturally, without active attempts to prolong life.

Prolonged Grief

An extended and intense mourning period that persists beyond the normative time frame for grieving, often requiring therapeutic intervention.

Surrogate

A substitute, often used to refer to a person who acts on behalf of another person or carries a pregnancy for someone who cannot carry the pregnancy to term themselves.

Disenfranchised Grief

A situation in which certain people, although they are bereaved, are prevented from mourning publicly by cultural customs or social restrictions.