Between 2006 and the Middle of 2008, Many Mortgages Slipped

question 116

Multiple Choice

Between 2006 and the middle of 2008, many mortgages slipped "underwater." This means that _____

• A) borrowers owed more than the house was worth.
• B) borrowers owed less than the house was worth.
• C) borrowers owed nothing on their mortgages.
• D) their basements flooded.
• E) the area they lived in was flooded as a result of a hurricane.

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Definitions:

Effective Punishment

Punishment that successfully decreases or stops unwanted behaviors by applying an adverse stimulus or removing a desirable one following the behavior.

Consistent

Showing steady conformity to a pattern, belief, or attitude over time.

Flooding Technique

A behavioral therapy method where an individual is exposed to their fear source without an actual threat in order to overcome that fear.

Tolerating Flooding

Tolerating Flooding refers to a therapeutic technique where individuals are exposed to a vast amount of the anxiety-inducing stimulus in order to diminish the fear response over time.