Examlex
The text suggests that
Debtor
An individual or organization that owes money to another entity.
Chapter 7
Chapter 7 refers to a chapter of the U.S. Bankruptcy Code that provides for the liquidation of a debtor's non-exempt assets to pay off creditors.
Fresh Start
An opportunity to begin again or reset one's circumstances often in a positive and improved direction.
Discharge
Discharge in legal terms often refers to the release or termination of a legal obligation or debt.
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