Tia, Who Is Pregnant with Her Fourth Child, Recently Separated

question 38

Essay

Tia, who is pregnant with her fourth child, recently separated from her husband. She is currently taking care of three children under the age of 7, working two part-time jobs, and is experiencing significant financial hardship. What are the risks of chronic stress on the developing fetus? What can Tia do to minimize the risk of stress on pregnancy?

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Definitions:

Dividends

Payments made by a corporation to its shareholder members, representing a portion of the corporate profits.

American Opportunity Tax Credit

A credit for qualified education expenses paid for an eligible student for the first four years of higher education, with the potential to receive a partial refund if the credit is more than the taxpayer owes.

Lifetime Learning Credit

A tax credit available in the United States for qualified tuition and related expenses paid for eligible students enrolled in an eligible educational institution, aiming to promote post-secondary education.

Tax Advantage

Financial benefits and savings provided through exemptions, deductions, and credits that reduce the amount of tax owed.