Examlex
Researchers have labeled the observation that intelligence scores increase with each generation as the:
Patent
A patent is a form of intellectual property that gives its owner the legal right to exclude others from making, using, or selling an invention for a certain number of years.
Real Assets
Physical or tangible assets that have value due to their substance and properties, such as land, buildings, and machinery.
Commercial Banks
Financial institutions that offer a wide range of banking services to individuals and businesses, including deposit accounts, loans, and other services.
Efficient Market
A market in which asset prices fully reflect all available information, making it impossible to consistently achieve higher returns.
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