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According to the text, about one-third of the homeless are mentally ill.
Board Certified
A formal recognition that professionals, such as doctors or lawyers, have met specific qualifications and standards set by a board in their field.
Risks
The possibility of experiencing losses or other adverse outcomes as a result of uncertainties or unexpected events.
Borrowers' Money
Funds that individuals or entities borrow from lenders, which they are obligated to repay, often with interest, over time.
Other Peoples' Money
Refers to investing or spending money that belongs to others, typically implying a responsibility to manage those funds wisely.
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