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According to Bandura, what is the general effect of moral disengagement processes?
Contract Rate
It is the interest rate stated in a contract, such as a loan or lease agreement.
Non-interest-bearing Notes
Debt instruments that do not accrue interest over time, thus repaid at their face value.
Incremental Borrowing Rate
The interest rate a lessee would have to pay to borrow over a similar term the funds necessary to purchase or lease an asset.
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